Outsourced Accounting & Bookkeeping Services
Will Your Cash Flow Survive Your
Next Slow Season?
A free cash flow forecast calculator that shows your next 12 months in minutes, no spreadsheet skills required.
✓ Free to use
✓ No spreadsheet skills needed
✓ Built by certified bookkeepers
QuickBooks
Online Pro Advisor
Bookkeeper
Launch Certification
years in business
rating on Google
Why This Matters
Money moves in and out of your business every month. If you’re not tracking cash flow, you can run short right when bills are due. Cash flow forecasting for small business doesn’t have to mean spreadsheets and guesswork. This calculator shows you, at a glance, whether you’ll have enough cash on hand to keep things running smoothly.
Built For Businesses Like Yours
This free cash flow calculator was built for home inspection company owners managing seasonal cash flow, and it works as a small business cash flow calculator for any owner watching the gap between income and expenses.
How It Works
Enter your starting balance.
01
Enter your starting balance.
02
Add expected income and expenses for each month.
03
See your 12-month forecast update instantly, with totals and a chart.
What You’ll See
✓ Whether your income covers your expenses, month by month.
✓ Exactly where cash might run short, before it happens.
✓ A forecast you can share with your CPA or team.
Get Both, Free
Sign up for the free cash flow calculator and you’ll also get The Small Business Cash Flow Playbook, a downloadable guide with practical tips, common mistakes to avoid, and a monthly survival checklist.
✓ The Cash Flow Forecast Calculator
✓ The Small Business Cash Flow Playbook (PDF)
Access Your Free Cash Flow Forecast Calculator
We’ll email you your results and occasional tips. No spam, ever.
FAQs
Do I need to download anything?
No. The calculator works right in your browser. Just enter your numbers and see results instantly.
What if I don’t know exact numbers?
Use your average income and expenses, or estimates. The goal is a clear picture of how your cash flow looks over time.
Is this really free?
Yes. The calculator is free to use. You’ll also unlock our Cash Flow Playbook PDF when you sign up, and you can unsubscribe anytime.
How is a cash flow forecast different from checking my bank balance?
Your bank balance only shows today. A cash flow forecast shows what’s coming, so you can catch a shortfall weeks before it happens, not the day it does.
Is this useful for seasonal businesses like home inspection companies?
Yes. It’s especially useful if your revenue swings with the seasons. Home inspection companies use it to plan for slow months before they hit.
Ready To See Where You Stand?
It takes less than five minutes, and there’s no cost to find out.